- published: 02 Jun 2007
- views: 8588
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Qualifying for Chapter 7 Bankruptcy in Minnesota
Minneapolis Minnesota area bankruptcy attorney David Kelly, 952-544-6356, discusses income and other requirements for filing personal Chapter 7 bankruptcy in Minnesota. If your unsecured debts equal even HALF of your annual gross income, you are probably past the point of no return and need a bankruptcy. By 2012 standards, five years after I made this video, I believe I was overly optimistic to say as I did here that the point of no return is when unsecured debt nearly equals annual gross income. These days quite a few of my clients hardly have any income at all. My office is in Minnetonka, near Minneapolis, St. Louis Park, Hopkins, Golden Valley and Plymouth. This is an area where the borders of the cities of St. Louis Park, Golden Valley and Plymouth touch eachother. When I stand i...
published: 02 Jun 2007 -
Bank Accounts in Minnesota Personal Bankruptcy
Here is an issue that I think a lot of bankruptcy lawyers just ignore. Strictly speaking it's not part of preparing or filing the case. When it comes to what I consider part of my job, however, I follow the rule of what would I expect of my lawyer if I were the client. I believe if I were the client, I would expect to be advised about this. When filing a personal bankruptcy there is a substantial danger that your savings and checking accounts will be seized or frozen by your bank or credit union. Some banks and credit unions are worse than others when it comes to this despicable practice. If your lawyer has been paying attention, he or she will know which are the problem banks or credit unions in your community when it comes to this problem. Here in Minnesota, Wells Fargo is the wor...
published: 01 Aug 2014 -
Questions to Expect at the Bankruptcy Meeting of Creditors
After you get your bankruptcy filed, the next big event is a hearing called the meeting of creditors. You may also hear it called the "341" after the section of the bankruptcy code that requires it to take place. The rules of procedure require that it be held no less than 20 and no more then 40 days after the case is filed. In this video I attempt to hit upon a few of the highlights of what you can expect will be asked. Your attorney will be with you - or is supposed to be with you - at this hearing, but you the Debtor will be the one who is required to answer the questions. If it is a joint case, the trustee will want answers from both of you. I have a handout I provide my clients which lists typical questions that can be expected. This needs to be discussed because each case is ...
published: 25 Oct 2014 -
Documents you Must Produce AFTER Filing Chapter 7 in Minnesota
Since the last time I did a video about what to bring to the meeting of creditors for a Chapter 7 bankruptcy in Minnesota, quite a bit has changed. The bankruptcy trustees in Minnesota seem to have divided into two camps when it comes to what documents we have to produce and when they have to be produced after a Chapter 7 bankruptcy is filed. The reason for the change is that some of the trustees have started using a web service called DockLink.com. This web site provides them with several mailboxes into which documents can be uploaded. This process has become so convenient for them that many are asking for more information than they used to - a change I could live without. The Minnesota bankruptcy trustees who do not use DockLink are pretty much going along with things the way th...
published: 05 Dec 2012 -
Bankruptcy Law
Discussing the "ins" and "outs" of bankruptcy law and the resources available for low-income individuals. View training materials here: http://callforjustice.org/legal-referral-training-materials/ Facebook: http://ow.ly/x1r6k Twitter: https://twitter.com/Call4JusticeLLC Donate Today: http://ow.ly/z3uAt Explanatory Notice The following video documents a training session on Bankruptcy Law that took place on June 28, 2013 in Bloomington, Minnesota. The training was arranged by Call for Justice, LLC, a Twin Cities-based non-profit that works to connect low and moderate-income people with legal resources. Part of our work is to train United Way 2-1-1 on the various Twin Cities legal resources. Ellen Krug, Executive Director of Call for Justice, LLC, coordinated the session and conducted th...
published: 03 Sep 2013 -
How To Find The Best Chapter 7 Bankruptcy Law Firm In Minneapolis
http://kainscott.com - Searching for the Best Bankruptcy Law Firm in Minneapolis, MN? Here's how to find them... Kain & Scott, P.A. 100 South 5th Street #1900 Minneapolis, MN 55402 612-843-0527
published: 22 Aug 2017 -
Claiming Assets as Exempt in a Minnesota Chapter 7 Bankruptcy
Minneapaolis Minnesota area Minnetonka Attorney Dave Kelly, that's me, discusses how to claim your assets as exempt when filing a personal or small business self-employed Chapter 7 bankrutpcy. Chapter 7 bankruptcy is commonly called a "liquidation," but the only assets that get liquidated - in other words seized by the bankruptcy trustee - are the non-exempt assets. Most of my clients can claim all of their assets as exempt, so that noting is liquidated at all. As a practical matter, thier debts disappear and they can keep all their assets. Those of my clients who don't keep all their assets still keep most of their assets, and I can usually advise my clients as to what assets are at risk prior to the filing. If the loss of assets is not acceptable, chapter 13 might be a better choi...
published: 31 May 2007 -
Minnesota Median Income for Chapter7 Bankruptcy and Chapter 13
If you want to file a Chapter 7 Bankruptcy, it would be best if your income was at or below the median for the state in which you live. If you are substantially over the median income for your state, you probably only qualify for a Chapter 13 Bankruptcy. In this video I show and discuss a table showing the November 1, 2015 median income numbers by household size for the State of Minnesota. If you live somewhere else, this does not apply to you. This table of income numbers changes every six months, on or about the 1st of April and the 1st of November - or at least it usually changes on those dates. If you are reading this and it's already past April 1, 2016, please go to my Chapter 7 Bankruptcy page at http://www.mnbankruptcy.com/chapter7.html for an update on the current Minnesota ...
published: 21 Jan 2016 -
Bankruptcy Lawyer near Golden Valley, MN and St. Louis Park, MN
While the Twin Cities western suburbs are infested with lawyers, very few of them are bankruptcy attorneys. Fewer yet are members of the National Association of Consumer Bankruptcy Attorneys. In this video I discuss how hard it is, using common internet search terms, to find my neighborhood bankruptcy law office near Golden Valley, Minnesota, right next door to St. Louis Park, Minnesota, even though my office is less than ten minutes. away. This video is for general information purposes only, is not legal advice, and does not create an attorney-client relationship. I am a debt relief agency. I help people file for relief under the federal bankruptcy code.
published: 01 Oct 2015 -
Bankruptcy Law Center Minnesota Fast Effective We do it you
THE BANKRUPTCY LAW CENTER STOP Garnishments, Reposessions, Foreclosures, Lawsuits and Creditor Harassment. KEEP Your Home, Your Car, Your Wages, Your Furniture. Get Help Now Meetings at your convenience - not ours! Your home, work, or you name it!
published: 17 Aug 2009 -
How Much it Costs to Not File Bankruptcy, by David Kelly, Minnesota Bankruptcy Lawyer
Every day it seems I hear from people who have just suffered a loss that could have been prevented if only they had called me sooner. This video lists common situations which more timely filing of a bankruptcy case could have prevented. Not everyone qualifies for bankruptcy, but most who need it do. In this video Bankruptcy Attorney Dave Kelly - that's me - recognizes that nobody is in a hurry to file bankruptcy. Most people delay as long as they can and longer than they should. Losses that could have been avoided include house foreclosures, large loans from family members squandered on unmanageable debt, costly wage garnishments, and large home equity loans which are still not enough to get big unsecured debts under control. Before making decisions you can't reverse, you might want ...
published: 16 Sep 2012 -
The MN Law Firm That Does 100% Bankruptcy
published: 29 Mar 2018 -
The Dangers of Debt Settlement Programs and Debt Consolidation - Minnesota Bankruptcy Lawyer
A rant by Minnesota bankruptcy lawyer Dave Kelly 952-544-6356 about crooked and misleading advertising of programs which claim they can eliminate your debt. Some of the ads try to imply that Obama has a new program that they can sign you up for to eliminate your debt. OR they claim that "you have a right to settle your debt ..." Well, everybody has always had a right to settle their debt - if the creditor will agree to a settlement - which is always the problem of course. You should avoid any agency that is not in the state where you live. Also avoid any agency that has not been approved by the Justice Department for bankruptcy counseling. It would be best is you go with an agency that has been around since before the current recession. Many of them had sprung up to take advantage ...
published: 17 Sep 2012 -
The MN Bankruptcy Law Firm With The Best Customer Service
published: 12 Mar 2018 -
2 Things To Avoid When Hiring A MN Bankruptcy Law Firm
published: 12 Mar 2018 -
Finding Dave Kelly's MN Bankruptcy Law Office
I'm Dave Kelly, a Twin Cities area Minnesota bankruptcy attorney. Everyone who comes to my office gets personal attention from an experienced, compassionate lawyer, namely me, because there's nobody else here. It's certainly no factory. It's more like a little service station where there's this old guy, who might be a little slow and deliberate, but who seems to know what he's doing and who really cares about his work and those for whom he does the work. People keep asking me, "you're in Wayzata aren't you?" The answer to that is no. I'm on Wayzata Boulevard in Minnetonka, across I-394 from Ridgedale, just to the northeast of Ridgedale. There's no better way to show where my office is than to just go stand out in front of the place and pan around with a video camera, as I have done ...
published: 03 Oct 2015 -
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What is meant by a “claim” in bankruptcy law?
Claim Bankruptcy Law Bankruptcy Claims Attorney MN | Lawyers Minneapolis Minnesota | http://www.reellawyers.com/minnesota/minneapolis-bankruptcy-attorneys/steven-silton/meant-claim-bankruptcy-law/ | Cozen O'Connor | (612) 260-9003 | ssilton@cozen.com A claim is any obligation or any type of right that a creditor will have against an existing debtor. So it can be either an unsecured claim which can also include priority claims. We’ll talk about priority claims, and it can also include secured claims which are claims that are secured by a collateral in possession of the business. Cozen O'Connor 33 South 6th Street Suite 4640 Minneapolis, MN 55402 http://www.reellawyers.com/minnesota/minneapolis-bankruptcy-attorneys/steven-silton/meant-claim-bankruptcy-law/ http://www.reellawyers.com/minne...
published: 18 Oct 2015 -
Tim Theisen Bankruptcy and Family Law Attorney in Anoka/ Maple Grove, MN
We handle Bankruptcy, Foreclosure, and Family Law issues.
published: 12 Aug 2011 -
What Are The Top Misconceptions About Bankruptcy In Minnesota?
https://www.atlasbankruptcy.com/ Atlas Law Firm 2006 1st Ave. N., Suite 208 Anoka, MN 55303 Find out two common misconceptions about bankruptcy in Minnesota. For more information on bankruptcy in America, visit: https://en.wikipedia.org/wiki/Bankruptcy_in_the_United_States For more videos of Michael Sheridan, subscribe here: https://www.youtube.com/channel/UC5xFOkC3t4PtU-D53gyD5xQ Related Videos: https://youtu.be/P8CdW-YOSOE https://youtu.be/UelzaFyH_i8 https://youtu.be/ur9kHwSW8kQ https://youtu.be/PLudeTlQYrg
published: 09 Nov 2016 -
Treat Yourself To MN’s Nicest Bankruptcy Law Firm
published: 11 Apr 2018 -
Minnesota Bankruptcy Lawyer
Attorney Jason Foster represents clients in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, foreclosure and short sale negotiations, IRS and State of Minnesota tax matters, and credit repair issues in Minneapolis, St. Paul, surrounding Twin Cities' suburbs, and throughout Minnesota. There are times when financial setbacks, job losses, business failures, and various financial hardships can lead to the defaulting on credit cards, loans and lines of credit, car repossession, and sometimes home foreclosure. People experiencing these types of financial difficulties can be absolutely defeated, with no real hope of digging themselves out from under the avalanche of creditor phone calls and letters. Defaulting on debt can lead to lawsuits and judgments. Judgments can lead to wage garnishments and...
published: 25 Apr 2014 -
Bankruptcy Lawyer St Paul Minneapolis MN Gregory Wald Law
Owe more on your home than what it's worth? Owe the credit card companies and the IRS? Call the bankruptcy attorneys at the Wald Law Firm. With several offices in St. Paul and Minneapolis, they have the capacity to guide every client through the complex bankruptcy process and free you from years or even decades of burdensome debt. Call to take the first step to a fresh start. The consultation is free! Visit us http://www.yellowpages.com/info-458962492/Gregory-J-Wald-Attorney-at-Law-100-Bankruptcy?from=youtb
published: 27 Jun 2012 -
What is your experience in bankruptcy law?
Experience Bankruptcy Law About Steven Silton Attorney MN | Bankruptcy Lawyers Minneapolis Minnesota | http://www.reellawyers.com/minnesota/minneapolis-bankruptcy-attorneys/steven-silton/experience-bankruptcy-law/ | Cozen O'Connor | (612) 260-9003 | ssilton@cozen.com I have been lucky to be trained and have mentors who were the dean of bankruptcy law, which includes my mentor, Bill Kampf, who was the dean of bankruptcy law for a number of years. And Bill described bankruptcy as a recycling of souls. He believed that bankruptcy allowed people to maintain their financial dignity while assuring that the creditors received the maximum benefit of their claims. And as such, I look at this as something that is one of the highest forms of practicing law and I very much have appreciated the abilit...
published: 18 Oct 2015
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Qualifying for Chapter 7 Bankruptcy in Minnesota
- Order:
- Duration: 4:59
- Updated: 02 Jun 2007
- views: 8588
Minneapolis Minnesota area bankruptcy attorney David Kelly, 952-544-6356, discusses income and other requirements for filing personal Chapter 7 bankruptcy in Minnesota. If your unsecured debts equal even HALF of your annual gross income, you are probably past the point of no return and need a bankruptcy. By 2012 standards, five years after I made this video, I believe I was overly optimistic to say as I did here that the point of no return is when unsecured debt nearly equals annual gross income. These days quite a few of my clients hardly have any income at all.
My office is in Minnetonka, near Minneapolis, St. Louis Park, Hopkins, Golden Valley and Plymouth. This is an area where the borders of the cities of St. Louis Park, Golden Valley and Plymouth touch eachother. When I stand in front of my office, I beleive I can see parts of Plymouth, St. Louis Park and Golden Valley. There are certainly parts of those cities which are closer to my office than some parts of Minnetonka.
Chapter 7 is the kind of bankruptcy which is the usually first choice of individuals who are in serious financial difficulty. It is very well suited to consumer debts, but often works well for self-employed individuals and small businesses too. It is commonly called a "straight" bankruptcy, and is also often referred to as a "liquidation." The bankruptcy court appoints a trustee who reviews what assets the debtor has available for distribution to creditors. Those would be only the assets that the debtor is unable to claim as exempt. If some assets are available, the creditors are notified. Those who submit claim forms will be given their proportionate share of the available assets, but that is ordinarily all they are going to receive.
Since this video was made the median income requirements which the video refers to have gone up several times, so those numbers in the video are out of date. Up to date numbers for median income in Minnesota can be found on my web site at http://www.mn-bankruptcy.com/chapter7.html
Kelly Law Office
11900 Wayzata Blvd. #116E
Minnetonka, MN 55305
952-544-6356
http://www.mn-bankruptcy.com
Email: dave@kelly-law.com
Kelly Law Office represents bankruptcy clients throughout the Twin Cities - Minneapolis, Minnesota area including Bloomington, Edina, Minnetonka, Eden Prairie, St. Louis Park, Wayzata, Plymouth, Maple Grove, Brooklyn Park, St. Paul, Anoka, Shakopee, Hastings, Eagan, Burnsville, Buffalo, Hennepin County, Anoka County, Carver County, Scott County, Ramsey County, Dakota County, and Wright County.
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. The use of the Internet for communications with the firm will not establish an attorney-client relationship and messages containing confidential or time-sensitive information should not be sent.
I am a debt relief agency helping people file for relief under the federal bankruptcy code.
https://wn.com/Qualifying_For_Chapter_7_Bankruptcy_In_Minnesota
Bank Accounts in Minnesota Personal Bankruptcy
- Order:
- Duration: 3:11
- Updated: 01 Aug 2014
- views: 659
Here is an issue that I think a lot of bankruptcy lawyers just ignore. Strictly speaking it's not part of preparing or filing the case. When it comes to what I consider part of my job, however, I follow the rule of what would I expect of my lawyer if I were the client. I believe if I were the client, I would expect to be advised about this.
When filing a personal bankruptcy there is a substantial danger that your savings and checking accounts will be seized or frozen by your bank or credit union. Some banks and credit unions are worse than others when it comes to this despicable practice. If your lawyer has been paying attention, he or she will know which are the problem banks or credit unions in your community when it comes to this problem. Here in Minnesota, Wells Fargo is the worst.
Typically if the bank or credit union is one or your creditors, you can expect that institution to seize your accounts as soon as they are notified of the bankruptcy. If this is not planned for it can result in quite a surprise - checks bouncing, a debit card that has stopped working, and the evaporation of money you thought you had.
You should expect your bankruptcy attorney to coach and advise you as to how this is to be avoided. What I tell my clients is that if they have an account with a bank or credit union which they owe money to, that account should be closed well in advance of the filing of the bankruptcy case - whether it's a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. If you don't close that account, the bank or credit union will claim a right of setoff against your money in the account, which is a fancy way of saying that they will seize the money.
Once they seize the money you won't get it back - or at least usually won't. So the thing to do is to close all such accounts before you file your bankruptcy case. It takes planning of course. I'm not saying you should try to live without a checking account. All you need to do is open an account at a bank which is NOT one of your creditors, and get all your automatic deposits and automatic withdrawals up and running with the new account before we file your bankruptcy case.
As with a lot of the things that need attention before your case is filed, this process can take a few weeks. I hate it when I get a call from somebody who figures that filing a bankruptcy is like doing a 1040EZ and it should only take a one hour meeting.
This posting is for general information purposes only and is not legal advice. It does not create an attorney-client relationship. I am a debt relief agency. I help people file for relief under the federal bankruptcy code.
David J. Kelly Attorney at Law, P.A.
Kelly Law Office
11900 Wayzata Blvd. #116E
Minneapolis, MN 55305
http://www.mn-bankruptcy.com
https://wn.com/Bank_Accounts_In_Minnesota_Personal_Bankruptcy
Questions to Expect at the Bankruptcy Meeting of Creditors
- Order:
- Duration: 5:01
- Updated: 25 Oct 2014
- views: 7845
After you get your bankruptcy filed, the next big event is a hearing called the meeting of creditors. You may also hear it called the "341" after the section of the bankruptcy code that requires it to take place. The rules of procedure require that it be held no less than 20 and no more then 40 days after the case is filed.
In this video I attempt to hit upon a few of the highlights of what you can expect will be asked. Your attorney will be with you - or is supposed to be with you - at this hearing, but you the Debtor will be the one who is required to answer the questions. If it is a joint case, the trustee will want answers from both of you.
I have a handout I provide my clients which lists typical questions that can be expected. This needs to be discussed because each case is different and there's really no such thing as a one size fits all question list. Part of your lawyer's job is to be sure you are well prepared for this. The hearing may only be five minutes long, but that's a very important five minutes.
You'll be able to tell when you watch this that it's been heavily edited. The video is about five minutes long, but I have edited it down from what was originally about twenty minutes of bloviating. Obviously there's a lot more to be said about what to expect at the meeting of creditors, but there's no way I can make this video a substitute for an actual meeting about it with your attorney.
This video is for general information purposes only and is not legal advice. It does not create an attorney-client relationship. I discuss what I see and what I am used to here in the Minneapolis St. Paul area of Minnesota. Where you live things might be different. It varies from one part of the country to another, even though it's set up under federal law. I am a debt relief agency. I help people file for relief under the federal bankruptcy code.
I hope you may find this helpful.
Dave Kelly
Kelly Law Office
11900 Wayzata Blvd. #116E
Minnetonka, MN 55305
952-544-6356
http://www.mn-bankruptcy.com
https://wn.com/Questions_To_Expect_At_The_Bankruptcy_Meeting_Of_Creditors
Documents you Must Produce AFTER Filing Chapter 7 in Minnesota
- Order:
- Duration: 7:22
- Updated: 05 Dec 2012
- views: 343
Since the last time I did a video about what to bring to the meeting of creditors for a Chapter 7 bankruptcy in Minnesota, quite a bit has changed. The bankruptcy trustees in Minnesota seem to have divided into two camps when it comes to what documents we have to produce and when they have to be produced after a Chapter 7 bankruptcy is filed.
The reason for the change is that some of the trustees have started using a web service called DockLink.com. This web site provides them with several mailboxes into which documents can be uploaded. This process has become so convenient for them that many are asking for more information than they used to - a change I could live without.
The Minnesota bankruptcy trustees who do not use DockLink are pretty much going along with things the way they used to. In most cases this means that my clients have to bring four categories of stuff to the meeting of creditors: driver's license, social security card, most recent paystub and bank statements for all open accounts which include the balance on the day the case was filed. In addition, the non-DockLink trustees require that we email them a copy of the most recent tax return.
The trustees that use DockLink want everything the non-DockLink trustees want, but for many of the documents they want it sooner. And they often want many additional items that we didn't have to provide before. For example, they tend to want copies of all automobile title certificates and valuation information for the vehicles. If there has been a recent divorce, they may want a copy of the divorce decree. One can never know for sure what to expect until the trustee actually creates a list of the things he or she wants, and there's not much that isn't fair game.
When DockLink is involved in the case, the only things left to bring to the meeting of creditors often are the driver's licenses and the social security cards.
This is for general information only and does not create an attorney-client relationship. It is not legal advice. I am a debt relief agency helping people file for relief under the federal bankruptcy cope.
https://wn.com/Documents_You_Must_Produce_After_Filing_Chapter_7_In_Minnesota
Bankruptcy Law
- Order:
- Duration: 1:17:16
- Updated: 03 Sep 2013
- views: 13604
Discussing the "ins" and "outs" of bankruptcy law and the resources available for low-income individuals. View training materials here: http://callforjustice.org/legal-referral-training-materials/
Facebook: http://ow.ly/x1r6k
Twitter: https://twitter.com/Call4JusticeLLC
Donate Today: http://ow.ly/z3uAt
Explanatory Notice
The following video documents a training session on Bankruptcy Law that took place on June 28, 2013 in Bloomington, Minnesota. The training was arranged by Call for Justice, LLC, a Twin Cities-based non-profit that works to connect low and moderate-income people with legal resources. Part of our work is to train United Way 2-1-1 on the various Twin Cities legal resources.
Ellen Krug, Executive Director of Call for Justice, LLC, coordinated the session and conducted the training. The training session was presented to Information and Referral Specialists and other employees of United Way 2-1-1.
The information contained in this video is not legal advice. Viewers seeking legal assistance should contact an attorney. If you are a Minnesota resident in need of legal assistance and unable to afford an attorney, you should call United Way 2-1-1 by dialing 2-1-1.
At various places in the video, there may be references to "Zoey" or "Zoey Zalopa." This is a fictional character used for purposes of exemplifying referrals to various legal resources.
https://wn.com/Bankruptcy_Law
How To Find The Best Chapter 7 Bankruptcy Law Firm In Minneapolis
- Order:
- Duration: 2:14
- Updated: 22 Aug 2017
- views: 13
http://kainscott.com - Searching for the Best Bankruptcy Law Firm in Minneapolis, MN? Here's how to find them...
Kain & Scott, P.A.
100 South 5th Street #1900
Minneapolis, MN 55402
612-843-0527
https://wn.com/How_To_Find_The_Best_Chapter_7_Bankruptcy_Law_Firm_In_Minneapolis
Claiming Assets as Exempt in a Minnesota Chapter 7 Bankruptcy
- Order:
- Duration: 4:44
- Updated: 31 May 2007
- views: 4673
Minneapaolis Minnesota area Minnetonka Attorney Dave Kelly, that's me, discusses how to claim your assets as exempt when filing a personal or small business self-employed Chapter 7 bankrutpcy. Chapter 7 bankruptcy is commonly called a "liquidation," but the only assets that get liquidated - in other words seized by the bankruptcy trustee - are the non-exempt assets. Most of my clients can claim all of their assets as exempt, so that noting is liquidated at all. As a practical matter, thier debts disappear and they can keep all their assets. Those of my clients who don't keep all their assets still keep most of their assets, and I can usually advise my clients as to what assets are at risk prior to the filing.
If the loss of assets is not acceptable, chapter 13 might be a better choice. But that's a subject of a different video.
Kelly Law Office
11900 Wayzata Blvd. #116E
Minnetonka, MN 55305
dave@kelly-law.com
952-544-6356
http://www.mn-bankruptcy.com
Kelly Law Office represents bankruptcy clients throughout the Twin Cities - Minneapolis, Minnesota area including Champlin, Crystal Bay, Dayton, Eden Prairie, Edina, Excelsior, Hamel, Hopkins, Howard Lake, Long Lake, Loretto, Maple Plain, Minneapolis, Minnetonka Beach, Minnetonka, Monticello, Mound, Navarre, Osseo, Otsego, Rogers, Saint Bonifacius, Saint Paul, Spring Park, Wayzata, Young America, Bloomington, Edina, St. Louis Park, Wayzata, Plymouth, Maple Grove, Brooklyn Park, Anoka, Shakopee, Hastings, Eagan, Burnsville, Buffalo, Waverly, Montrose, Hennepin County, Anoka County, Carver County, Scott County, Ramsey County, Dakota County, and Wright County.
The information you obtain at this site is for general information purposes on and is not legal advice. You should consult the attorney of your choice for individual advice regarding your own situation. The use of the Internet for communications with the firm will not establish an attorney-client relationship and messages containing confidential or time-sensitive information should not be sent.
I am a debt relief agency helping people file for relief under the federal bankruptcy code.
https://wn.com/Claiming_Assets_As_Exempt_In_A_Minnesota_Chapter_7_Bankruptcy
Minnesota Median Income for Chapter7 Bankruptcy and Chapter 13
- Order:
- Duration: 3:43
- Updated: 21 Jan 2016
- views: 279
If you want to file a Chapter 7 Bankruptcy, it would be best if your income was at or below the median for the state in which you live. If you are substantially over the median income for your state, you probably only qualify for a Chapter 13 Bankruptcy.
In this video I show and discuss a table showing the November 1, 2015 median income numbers by household size for the State of Minnesota. If you live somewhere else, this does not apply to you. This table of income numbers changes every six months, on or about the 1st of April and the 1st of November - or at least it usually changes on those dates.
If you are reading this and it's already past April 1, 2016, please go to my Chapter 7 Bankruptcy page at http://www.mnbankruptcy.com/chapter7.html for an update on the current Minnesota median income numbers. I have been making an effort to update that page every time new numbers come out.
This video is for general information purposes only. Watching it does not create an attorney-client relationship. There is no substitute for a face to face meeting with a competent lawyer.
I am a debt relief agency. I help people file for relief under the United States Bankruptcy Code.
Dave Kelly
http://mn-bankruptcy.com
https://wn.com/Minnesota_Median_Income_For_Chapter7_Bankruptcy_And_Chapter_13
Bankruptcy Lawyer near Golden Valley, MN and St. Louis Park, MN
- Order:
- Duration: 2:28
- Updated: 01 Oct 2015
- views: 66
While the Twin Cities western suburbs are infested with lawyers, very few of them are bankruptcy attorneys. Fewer yet are members of the National Association of Consumer Bankruptcy Attorneys. In this video I discuss how hard it is, using common internet search terms, to find my neighborhood bankruptcy law office near Golden Valley, Minnesota, right next door to St. Louis Park, Minnesota, even though my office is less than ten minutes. away.
This video is for general information purposes only, is not legal advice, and does not create an attorney-client relationship. I am a debt relief agency. I help people file for relief under the federal bankruptcy code.
https://wn.com/Bankruptcy_Lawyer_Near_Golden_Valley,_Mn_And_St._Louis_Park,_Mn
Bankruptcy Law Center Minnesota Fast Effective We do it you
- Order:
- Duration: 1:40
- Updated: 17 Aug 2009
- views: 34
THE BANKRUPTCY LAW CENTER
STOP Garnishments, Reposessions, Foreclosures, Lawsuits and Creditor Harassment.
KEEP Your Home, Your Car, Your Wages, Your Furniture.
Get Help Now
Meetings at your convenience - not ours!
Your home, work, or you name it!
https://wn.com/Bankruptcy_Law_Center_Minnesota_Fast_Effective_We_Do_It_You
How Much it Costs to Not File Bankruptcy, by David Kelly, Minnesota Bankruptcy Lawyer
- Order:
- Duration: 5:20
- Updated: 16 Sep 2012
- views: 330
Every day it seems I hear from people who have just suffered a loss that could have been prevented if only they had called me sooner. This video lists common situations which more timely filing of a bankruptcy case could have prevented.
Not everyone qualifies for bankruptcy, but most who need it do. In this video Bankruptcy Attorney Dave Kelly - that's me - recognizes that nobody is in a hurry to file bankruptcy. Most people delay as long as they can and longer than they should. Losses that could have been avoided include house foreclosures, large loans from family members squandered on unmanageable debt, costly wage garnishments, and large home equity loans which are still not enough to get big unsecured debts under control.
Before making decisions you can't reverse, you might want to consider a no cost phone consultation with me. 952-544-6356.
http://www.mn-bankruptcy.com
This video is for general information purposes only, is not legal advice and does not create an attorney-client relationship. I am a debt relief agency helping people file for relief under the federal bankruptcy code.
https://wn.com/How_Much_It_Costs_To_Not_File_Bankruptcy,_By_David_Kelly,_Minnesota_Bankruptcy_Lawyer
The MN Law Firm That Does 100% Bankruptcy
- Order:
- Duration: 1:38
- Updated: 29 Mar 2018
- views: 3
The Dangers of Debt Settlement Programs and Debt Consolidation - Minnesota Bankruptcy Lawyer
- Order:
- Duration: 4:35
- Updated: 17 Sep 2012
- views: 627
A rant by Minnesota bankruptcy lawyer Dave Kelly 952-544-6356 about crooked and misleading advertising of programs which claim they can eliminate your debt. Some of the ads try to imply that Obama has a new program that they can sign you up for to eliminate your debt. OR they claim that "you have a right to settle your debt ..." Well, everybody has always had a right to settle their debt - if the creditor will agree to a settlement - which is always the problem of course.
You should avoid any agency that is not in the state where you live. Also avoid any agency that has not been approved by the Justice Department for bankruptcy counseling. It would be best is you go with an agency that has been around since before the current recession. Many of them had sprung up to take advantage of vulnerable people in the current difficult times.
The only two debt counseling agencies recommended by Dave Kelly are Lutheran Social Services and Family Means.
This response is for general information purposes only and does not create an attorney-client relationship. I am a debt relief agency helping people to file for bankruptcy under the federal bankruptcy code.
http://www.mn-bankruptcy.com
https://wn.com/The_Dangers_Of_Debt_Settlement_Programs_And_Debt_Consolidation_Minnesota_Bankruptcy_Lawyer
The MN Bankruptcy Law Firm With The Best Customer Service
- Order:
- Duration: 1:33
- Updated: 12 Mar 2018
- views: 5
2 Things To Avoid When Hiring A MN Bankruptcy Law Firm
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- Duration: 1:38
- Updated: 12 Mar 2018
- views: 2
Finding Dave Kelly's MN Bankruptcy Law Office
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- Duration: 2:19
- Updated: 03 Oct 2015
- views: 59
I'm Dave Kelly, a Twin Cities area Minnesota bankruptcy attorney. Everyone who comes to my office gets personal attention from an experienced, compassionate lawyer, namely me, because there's nobody else here. It's certainly no factory. It's more like a little service station where there's this old guy, who might be a little slow and deliberate, but who seems to know what he's doing and who really cares about his work and those for whom he does the work.
People keep asking me, "you're in Wayzata aren't you?" The answer to that is no. I'm on Wayzata Boulevard in Minnetonka, across I-394 from Ridgedale, just to the northeast of Ridgedale. There's no better way to show where my office is than to just go stand out in front of the place and pan around with a video camera, as I have done here.
Next I take you inside the Marsh Run office building for a virtual tour of my humble office, which is just a few seconds to see everything, or nearly everything.
My office is in Minnetonka, but happens to be in the Hopkins MN zip code. On the other side of the swamp out my back window somewhere is the border with Plymouth, MN; and if I look east on 394 I can see the exits for Golden Valley, MN and St. Louis Park, MN.
I am a debt relief agency. I help people file for relief under the federal bankruptcy code.
http://www.mn-bankruptcy.com
https://wn.com/Finding_Dave_Kelly's_Mn_Bankruptcy_Law_Office
Kain & Scott: Minnesota's Bankruptcy Law Firm
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- Duration: 0:31
- Updated: 14 Sep 2015
- views: 288
Kain & Scott PA is your go to Minnesota bankruptcy attorney with 7 convenient Minnesota locations near you. For more information, go to http://kainscott.com/
https://wn.com/Kain_Scott_Minnesota's_Bankruptcy_Law_Firm
What is meant by a “claim” in bankruptcy law?
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- Duration: 0:58
- Updated: 18 Oct 2015
- views: 12
Claim Bankruptcy Law Bankruptcy Claims Attorney MN | Lawyers Minneapolis Minnesota | http://www.reellawyers.com/minnesota/minneapolis-bankruptcy-attorneys/steven-silton/meant-claim-bankruptcy-law/ | Cozen O'Connor | (612) 260-9003 | ssilton@cozen.com
A claim is any obligation or any type of right that a creditor will have against an existing debtor. So it can be either an unsecured claim which can also include priority claims. We’ll talk about priority claims, and it can also include secured claims which are claims that are secured by a collateral in possession of the business.
Cozen O'Connor
33 South 6th Street
Suite 4640
Minneapolis, MN 55402
http://www.reellawyers.com/minnesota/minneapolis-bankruptcy-attorneys/steven-silton/meant-claim-bankruptcy-law/
http://www.reellawyers.com/minnesota/minneapolis-bankruptcy-attorneys/steven-silton/
https://wn.com/What_Is_Meant_By_A_“Claim”_In_Bankruptcy_Law
Tim Theisen Bankruptcy and Family Law Attorney in Anoka/ Maple Grove, MN
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- Duration: 0:29
- Updated: 12 Aug 2011
- views: 451
We handle Bankruptcy, Foreclosure, and Family Law issues.
https://wn.com/Tim_Theisen_Bankruptcy_And_Family_Law_Attorney_In_Anoka_Maple_Grove,_Mn
What Are The Top Misconceptions About Bankruptcy In Minnesota?
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- Duration: 1:35
- Updated: 09 Nov 2016
- views: 91
https://www.atlasbankruptcy.com/
Atlas Law Firm
2006 1st Ave. N.,
Suite 208
Anoka, MN 55303
Find out two common misconceptions about bankruptcy in Minnesota.
For more information on bankruptcy in America, visit:
https://en.wikipedia.org/wiki/Bankruptcy_in_the_United_States
For more videos of Michael Sheridan, subscribe here:
https://www.youtube.com/channel/UC5xFOkC3t4PtU-D53gyD5xQ
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https://wn.com/What_Are_The_Top_Misconceptions_About_Bankruptcy_In_Minnesota
Treat Yourself To MN’s Nicest Bankruptcy Law Firm
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- Duration: 1:00
- Updated: 11 Apr 2018
- views: 1
Minnesota Bankruptcy Lawyer
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- Duration: 1:21
- Updated: 25 Apr 2014
- views: 169
Attorney Jason Foster represents clients in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, foreclosure and short sale negotiations, IRS and State of Minnesota tax matters, and credit repair issues in Minneapolis, St. Paul, surrounding Twin Cities' suburbs, and throughout Minnesota.
There are times when financial setbacks, job losses, business failures, and various financial hardships can lead to the defaulting on credit cards, loans and lines of credit, car repossession, and sometimes home foreclosure. People experiencing these types of financial difficulties can be absolutely defeated, with no real hope of digging themselves out from under the avalanche of creditor phone calls and letters. Defaulting on debt can lead to lawsuits and judgments. Judgments can lead to wage garnishments and potential embarrassment at work.
Foreclosure results in the loss of a home and can mean the search for a new place to live, but it can also result in mortgage companies pursuing you for huge deficiency balances. Car repossession not only means the loss of your mode of transportation, but also a deficiency balance for the amount owed on the secured loan. Fortunately, there are ways to prevent or delay foreclosure, car repossession, collection actions, lawsuits, and wage garnishment.
https://wn.com/Minnesota_Bankruptcy_Lawyer
Bankruptcy Lawyer St Paul Minneapolis MN Gregory Wald Law
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- Duration: 1:10
- Updated: 27 Jun 2012
- views: 494
Owe more on your home than what it's worth? Owe the credit card companies and the IRS? Call the bankruptcy attorneys at the Wald Law Firm. With several offices in St. Paul and Minneapolis, they have the capacity to guide every client through the complex bankruptcy process and free you from years or even decades of burdensome debt. Call to take the first step to a fresh start. The consultation is free!
Visit us http://www.yellowpages.com/info-458962492/Gregory-J-Wald-Attorney-at-Law-100-Bankruptcy?from=youtb
https://wn.com/Bankruptcy_Lawyer_St_Paul_Minneapolis_Mn_Gregory_Wald_Law
What is your experience in bankruptcy law?
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- Duration: 1:17
- Updated: 18 Oct 2015
- views: 7
Experience Bankruptcy Law About Steven Silton Attorney MN | Bankruptcy Lawyers Minneapolis Minnesota | http://www.reellawyers.com/minnesota/minneapolis-bankruptcy-attorneys/steven-silton/experience-bankruptcy-law/ | Cozen O'Connor | (612) 260-9003 | ssilton@cozen.com
I have been lucky to be trained and have mentors who were the dean of bankruptcy law, which includes my mentor, Bill Kampf, who was the dean of bankruptcy law for a number of years. And Bill described bankruptcy as a recycling of souls. He believed that bankruptcy allowed people to maintain their financial dignity while assuring that the creditors received the maximum benefit of their claims. And as such, I look at this as something that is one of the highest forms of practicing law and I very much have appreciated the ability to work in that area for the 20 years that I’ve been practicing law.
Cozen O'Connor
33 South 6th Street
Suite 4640
Minneapolis, MN 55402
http://www.reellawyers.com/minnesota/minneapolis-bankruptcy-attorneys/steven-silton/experience-bankruptcy-law/
http://www.reellawyers.com/minnesota/minneapolis-bankruptcy-attorneys/steven-silton/
https://wn.com/What_Is_Your_Experience_In_Bankruptcy_Law
